Tips, guides, and insights on health insurance for freelancers
IRS Publication 974 explains the iterative method for calculating Premium Tax Credit and SEHID correctly. Learn why this matters for self-employed freelancers...
Learn how to find your Second Lowest Cost Silver Plan (SLCSP) premium on Form 1095-A and Healthcare.gov. Essential for Premium Tax Credit calculations...
Compare the Healthcare.gov tax tool vs the FreelancerHealth calculator. Learn what Healthcare.gov does (and doesn't do) for Premium Tax Credit calculations...
Calculate your 2026 Premium Tax Credit using the official IRS Publication 974 iterative method. Free PTC calculator with accurate SLCSP lookup...
Save thousands by claiming the SEHID correctly. Learn who qualifies, how much you can deduct, and avoid the mistakes that trigger audits...
The Premium Tax Credit and SEHID interact in a circular way that confuses most freelancers. Here's how they work together—and why most tax software gets it wrong...
Complete step-by-step instructions for Form 8962 Premium Tax Credit reconciliation. Avoid common mistakes and file correctly the first time...
Owing money back to the IRS after receiving APTC? Learn why you owe Premium Tax Credit repayment, how much you'll pay, and strategies to reduce or avoid it...
Most freelancers don't know that the Self-Employed Health Insurance Deduction and Premium Tax Credit interact in complex ways. Here's what you need to know...
Learn the strategies freelancers use to legally maximize their ACA marketplace subsidies and reduce health insurance costs...
Fluctuating income is the #1 reason freelancers get surprised by APTC repayments. Here's how to stay on top of it...
Owing $2,000+ at tax time? Here are five strategies to avoid Premium Tax Credit repayment surprises...
A graphic designer discovers she was overpaying for health insurance. Here's how she fixed it using our calculator...
Don't miss these critical steps during ACA open enrollment. A complete checklist for self-employed individuals...